BCTPay Platform
The Complete Digital Payment & Mobile Banking Solution for Africa
From personal finance to enterprise solutions, BCTPay provides a comprehensive platform for all your payment needs. Join thousands of users and businesses transforming their financial operations.
Six powerful reasons to choose BCTPay
Discover the comprehensive features that make BCTPay the preferred choice for secure and convenient mobile payments.
Send Money
Instant money transfer anywhere, anytime
Request Money
Bank account or mobile wallet payment requests
Pay Bills
Utility bill payments (phone, energy, water)
Pay Merchant
In-store or remote payments via QR code scanning
Everything You Need for African Payments
BCTPay brings together all the payment solutions African businesses and individuals need, from local mobile money to international transfers, all in one secure platform.
Mobile Money Integration
Seamlessly connect with all major African mobile money providers including M-Pesa, Orange Money, MTN Mobile Money, and Airtel Money.
Multi-Currency Support
Support for 25+ African currencies with real-time exchange rates and competitive conversion fees for cross-border transactions.
Instant Transfers
Send money instantly across Africa with our lightning-fast payment infrastructure. Same-day settlement guaranteed.
Business Solutions
Complete payment solutions for African businesses including invoicing, payroll, bulk payments, and comprehensive financial reporting.
More Features for African Markets
BCTPay is designed specifically for the unique needs of African users and businesses.
Offline Mode
Process payments even without internet connectivity
Smart Analytics
AI-powered insights for better financial decisions
Local Support
Customer service in local African languages
Auto-Reconciliation
Automatic transaction matching and reporting
Compliance Tools
Built-in regulatory compliance for African markets
Gamification
Rewards and loyalty programs for users
Ready to Experience the Future of African Payments?
Join thousands of African businesses and individuals who trust BCTPay for their daily payment needs.
Business Solutions
Powerful tools and features designed for businesses of all sizes
Merchant Payments
Accept payments from customers via QR codes, payment links, and integrated checkout solutions. Track sales in real-time.
- QR code payments
- Payment gateway integration
- Real-time sales tracking
Analytics & Reporting
Comprehensive financial analytics, reporting tools, and insights to help you make data-driven business decisions.
- Transaction history & trends
- Custom reports & exports
- Financial dashboards
Developer Tools
Robust APIs and SDKs to integrate BCTPay payment capabilities into your existing systems and applications.
- RESTful API access
- Webhook notifications
- Comprehensive documentation
Download BCTPay Today
Available on Android and iOS. Start your journey to financial freedom now.
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