Everything You Need for African Payments
BCTPay brings together all the payment solutions African businesses and individuals need, from local mobile money to international transfers, all in one secure platform.
Mobile Money Integration
Seamlessly connect with all major African mobile money providers including M-Pesa, Orange Money, MTN Mobile Money, and Airtel Money.
Multi-Currency Support
Support for 25+ African currencies with real-time exchange rates and competitive conversion fees for cross-border transactions.
Instant Transfers
Send money instantly across Africa with our lightning-fast payment infrastructure. Same-day settlement guaranteed.
Business Solutions
Complete payment solutions for African businesses including invoicing, payroll, bulk payments, and comprehensive financial reporting.
More Features for African Markets
BCTPay is designed specifically for the unique needs of African users and businesses.
Offline Mode
Process payments even without internet connectivity
Smart Analytics
AI-powered insights for better financial decisions
Local Support
Customer service in local African languages
Auto-Reconciliation
Automatic transaction matching and reporting
Compliance Tools
Built-in regulatory compliance for African markets
Gamification
Rewards and loyalty programs for users


Beautiful, Intuitive Interface
Experience seamless payments with our award-winning app design. Every feature is just a tap away.
Quick Send
Send money to anyone in seconds with saved contacts
QR Payments
Scan to pay at any merchant instantly
Transaction History
Track all your payments with detailed records
Trusted by Thousands Across Africa
Your security is our top priority. We use bank-grade encryption and comply with international standards.
Security & Compliance
Our Payment Partners
What Our Users Say
Join thousands of satisfied users across Africa
“BCTPay has transformed how I receive payments from customers. The QR code feature is incredibly convenient!”
“I can now receive payments from clients across West Africa without any hassle. The fees are very competitive.”
“The merchant dashboard gives me real-time insights into my sales. Customer support is excellent!”